In line with demographic dynamics dominated by a productive-age population, Indonesia’s young generation plays a strategic role in driving national economic development. Amid both global and domestic economic challenges, postgraduate students particularly those enrolled in Master of Management programs are encouraged to take on the role of future leaders and economic actors.
Addressing this need, the Association of Master of Management Programs in Indonesia (APMMI) organized the 2025 APMMI National Online Seminar under the theme “Building a Financial Future: Financial Literacy, Protection, and Access to Capital for the Young Generation.” The event, opened by APMMI Chairperson Prof. Amin Wibowo, attracted 1,336 participants from universities across Indonesia.
During his presentation, Dani Wildan, Executive Vice President of Micro Business Development at BRI Group, emphasized the urgency of digital financial literacy and the role of the Kredit Usaha Rakyat (KUR) program, which has disbursed IDR 1,257 trillion to more than 42 million customers to boost MSME growth, particularly in the micro segment.
Meanwhile, Aryo Swastika Nugroho from PT BRI Asuransi Indonesia highlighted the importance of protection through various insurance products such as asset, vehicle, personal accident, and travel insurance as part of long-term financial planning.
On the topic of gold-based financing and investment, Mufri Yandi from PT Pegadaian introduced innovative products including Gold Savings, Gold Deposits, Gold Installment Plans, and the Interest-Free Pawn Program. Pegadaian also advances financial inclusion through service digitalization and partnerships within the Ultra Micro Holding alongside BRI and PNM. Concluding the session, Sunar Basuki, Operations Director of PNM, outlined the contributions of the Mekaar and ULaMM programs, which have provided unsecured financing to more than 15.8 million underprivileged women, complemented by training and mentoring through the Business Capacity Development Program (PKU).
The 2025 APMMI National Seminar reflects tangible synergy between educational institutions and national financial organizations in shaping a young generation that excels not only academically but is also financially resilient and ready to face future economic challenges.
